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	<title>SettlementMax - Financial Freedom&#187; How to save money on utilities &#8211; SettlementMax &#8211; Financial Freedom</title>
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		<title>How to save money on utilities</title>
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		<pubDate>Wed, 02 Dec 2009 17:18:21 +0000</pubDate>
		<dc:creator>Power User</dc:creator>
				<category><![CDATA[Tips]]></category>
		<category><![CDATA[bill]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[energy]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[save]]></category>
		<category><![CDATA[settlement]]></category>
		<category><![CDATA[Settlementmax]]></category>
		<category><![CDATA[utilities]]></category>
		<category><![CDATA[utility]]></category>

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		<description><![CDATA[By turning your thermostat down three degrees, you can save around 3% on your heating bills.  Make sure it is off when you are at work and turn it down even lower when you are sleeping to save even more money.  Shut the doors to any rooms that aren’t being used to conserve energy.  Weatherstripping doors and windows can amount to using less heat.  An insulated attic can also reduce the cost of your heating bills.  The refrigerator, hot water heater and the heating system are three of the biggest energy consumers in your home.  To improve the efficiency of your appliances, Make sure you give your ...]]></description>
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