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	<title>SettlementMax - Financial Freedom&#187; Lessons from the older generation &#8211; SettlementMax &#8211; Financial Freedom</title>
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		<title>Lessons from the older generation</title>
		<link>http://settlementmax.com/blog/lessons-older-generation/</link>
		<comments>http://settlementmax.com/blog/lessons-older-generation/#comments</comments>
		<pubDate>Fri, 11 Dec 2009 22:45:00 +0000</pubDate>
		<dc:creator>Power User</dc:creator>
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		<description><![CDATA[oll that came from AARP said that the older generation will spend around the same amount this Christmas as they did last year...
]]></description>
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		<title>Spend less this holiday</title>
		<link>http://settlementmax.com/blog/spend-holiday/</link>
		<comments>http://settlementmax.com/blog/spend-holiday/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 19:42:40 +0000</pubDate>
		<dc:creator>Power User</dc:creator>
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		<description><![CDATA[pending less during the holiday season does not mean you will have less fun.  Make sure you plan an affordable holiday.

Create a holiday budget.  A spending plan is a good start for a cheaper holiday season.  Don’t forget to include the cost of decorations, food and gifts into your budget.

Make a gift list and don’t go over your spending limit.  Get your gift ideas down on paper before heading out to the shop...]]></description>
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		<title>Avoid using your credit card during the holiday season</title>
		<link>http://settlementmax.com/blog/credit-card-during-holiday-season/</link>
		<comments>http://settlementmax.com/blog/credit-card-during-holiday-season/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 19:36:24 +0000</pubDate>
		<dc:creator>Power User</dc:creator>
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		<description><![CDATA[It’s the holiday season, the biggest shopping season of the whole year.  It’s this time that many Americans end up with thousands of dollars in credit card debt they cant afford to pay back.  Here are some reasons to avoid using your credit card while shopping for the holidays.

If you have a debt on your credit card now, you will only be adding to it.  You will spend more money with a credit card because there is no physical sign telling you to stop spending.  Try to avoid using your credit card and use some cash you have put aside for holiday shopping.  You will pay more with a credit card as well because you pay interest on balance...]]></description>
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		<title>Holiday Spending Tips</title>
		<link>http://settlementmax.com/blog/holiday-spending-tips/</link>
		<comments>http://settlementmax.com/blog/holiday-spending-tips/#comments</comments>
		<pubDate>Mon, 07 Dec 2009 19:27:48 +0000</pubDate>
		<dc:creator>Power User</dc:creator>
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		<guid isPermaLink="false">http://settlementmax.com/blog/?p=584</guid>
		<description><![CDATA[With the holidays just around the corner, many credit card rules and normal spending habits are forgotten.  Many charge up credit card balances that can take months and even years to pay back.  Here are ten mistakes that are commonly made during the holiday season.]]></description>
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