SettlementMax - Financial Freedom» 10 lies that got you (and keep you) in credit card debt – SettlementMax – Financial Freedom http://settlementmax.com/blog Mon, 01 Mar 2010 15:54:38 +0000 en hourly 1 http://wordpress.org/?v=3.0 10 lies that got you (and keep you) in credit card debt http://settlementmax.com/blog/10-lies-keep-credit-card-debt/ http://settlementmax.com/blog/10-lies-keep-credit-card-debt/#comments Fri, 06 Nov 2009 15:56:55 +0000 Power User http://settlementmax.com/blog/?p=89 http://settlementmax.com/blog/10-lies-keep-credit-card-debt/feed/ 0 Funding Retirement Or Paying Off Debt? http://settlementmax.com/blog/funding-retirement-or-paying-off-debt/ http://settlementmax.com/blog/funding-retirement-or-paying-off-debt/#comments Thu, 07 Jan 2010 15:11:33 +0000 Power User http://settlementmax.com/blog/?p=736 http://settlementmax.com/blog/funding-retirement-or-paying-off-debt/feed/ 1 Do You Have High Credit Card Balances? http://settlementmax.com/blog/do-you-have-high-credit-card-balances/ http://settlementmax.com/blog/do-you-have-high-credit-card-balances/#comments Wed, 23 Dec 2009 23:11:59 +0000 Power User http://settlementmax.com/blog/?p=727 http://settlementmax.com/blog/do-you-have-high-credit-card-balances/feed/ 0 Runaway spending continues as Congress raises debt ceiling to almost $14 trillion http://settlementmax.com/blog/runaway-spending-continues-congress-raises-debt-ceiling-14-trillion/ http://settlementmax.com/blog/runaway-spending-continues-congress-raises-debt-ceiling-14-trillion/#comments Mon, 14 Dec 2009 21:13:26 +0000 Power User http://settlementmax.com/blog/?p=620 http://settlementmax.com/blog/runaway-spending-continues-congress-raises-debt-ceiling-14-trillion/feed/ 0 83% say credit cards tempt people to buy http://settlementmax.com/blog/83-credit-cards-tempt-people-buy/ http://settlementmax.com/blog/83-credit-cards-tempt-people-buy/#comments Fri, 11 Dec 2009 23:04:43 +0000 Power User http://settlementmax.com/blog/?p=617 http://settlementmax.com/blog/83-credit-cards-tempt-people-buy/feed/ 0 Lessons from the older generation http://settlementmax.com/blog/lessons-older-generation/ http://settlementmax.com/blog/lessons-older-generation/#comments Fri, 11 Dec 2009 22:45:00 +0000 Power User http://settlementmax.com/blog/?p=613 http://settlementmax.com/blog/lessons-older-generation/feed/ 1 How to save money on groceries http://settlementmax.com/blog/how-save-money-groceries/ http://settlementmax.com/blog/how-save-money-groceries/#comments Tue, 01 Dec 2009 21:38:34 +0000 Power User http://settlementmax.com/blog/?p=564 http://settlementmax.com/blog/how-save-money-groceries/feed/ 0 It took Montreal 30 years to pay off its Olympic debt of $2 billion, held in 1976! http://settlementmax.com/blog/montreal-30-years-pay-off-olympic-debt-2-billion-held-1976/ http://settlementmax.com/blog/montreal-30-years-pay-off-olympic-debt-2-billion-held-1976/#comments Fri, 20 Nov 2009 15:09:02 +0000 Power User http://settlementmax.com/blog/?p=534 http://settlementmax.com/blog/montreal-30-years-pay-off-olympic-debt-2-billion-held-1976/feed/ 0 At least one in 10 consumers has more than 10 credit cards in their wallets. That is equal to 304 tons of plastic or 61 Elephants! http://settlementmax.com/blog/one-10-consumers-more-10-credit-cards-wallets-equal-304-tons-plastic-61-elephants/ http://settlementmax.com/blog/one-10-consumers-more-10-credit-cards-wallets-equal-304-tons-plastic-61-elephants/#comments Fri, 20 Nov 2009 15:07:11 +0000 Power User http://settlementmax.com/blog/?p=530 http://settlementmax.com/blog/one-10-consumers-more-10-credit-cards-wallets-equal-304-tons-plastic-61-elephants/feed/ 0 Are You Currently Seeking Help With Your Debt? http://settlementmax.com/blog/currently-seeking-help-debt/ http://settlementmax.com/blog/currently-seeking-help-debt/#comments Thu, 19 Nov 2009 22:12:27 +0000 Power User http://settlementmax.com/blog/?p=516 http://settlementmax.com/blog/currently-seeking-help-debt/feed/ 0 Here are some tips to help you improve your finances http://settlementmax.com/blog/tips-improve-finances/ http://settlementmax.com/blog/tips-improve-finances/#comments Wed, 18 Nov 2009 23:10:37 +0000 Power User http://settlementmax.com/blog/?p=477 http://settlementmax.com/blog/tips-improve-finances/feed/ 0 Americans make over $1.5 trillion dollars worth of credit card purchases annually http://settlementmax.com/blog/americans-make-over-1-5-trillion-dollars-worth-of-credit-card-purchases-annually/ http://settlementmax.com/blog/americans-make-over-1-5-trillion-dollars-worth-of-credit-card-purchases-annually/#comments Tue, 17 Nov 2009 16:19:48 +0000 Power User http://settlementmax.com/blog/?p=381 http://settlementmax.com/blog/americans-make-over-1-5-trillion-dollars-worth-of-credit-card-purchases-annually/feed/ 0 Do Not Live From Paycheck To Paycheck http://settlementmax.com/blog/live-paycheck-paycheck/ http://settlementmax.com/blog/live-paycheck-paycheck/#comments Tue, 17 Nov 2009 21:34:47 +0000 Power User http://settlementmax.com/blog/?p=463 http://settlementmax.com/blog/live-paycheck-paycheck/feed/ 5 The History of a Word: Budget http://settlementmax.com/blog/history-word-budget/ http://settlementmax.com/blog/history-word-budget/#comments Tue, 17 Nov 2009 21:30:32 +0000 Power User http://settlementmax.com/blog/?p=457 http://settlementmax.com/blog/history-word-budget/feed/ 9 Overcome Your Impulse Spending http://settlementmax.com/blog/overcome-impulse-spending/ http://settlementmax.com/blog/overcome-impulse-spending/#comments Tue, 17 Nov 2009 21:26:11 +0000 Power User http://settlementmax.com/blog/?p=454 http://settlementmax.com/blog/overcome-impulse-spending/feed/ 0 Most Americans are not saving nearly enough to fund their retirement http://settlementmax.com/blog/americans-not-saving-fund-retirement/ http://settlementmax.com/blog/americans-not-saving-fund-retirement/#comments Tue, 17 Nov 2009 17:22:46 +0000 Power User http://settlementmax.com/blog/?p=447 http://settlementmax.com/blog/americans-not-saving-fund-retirement/feed/ 0 U.S. personal savings rate has dropped nearly 8.5% in the early 1980’s to less than zero today http://settlementmax.com/blog/u-s-personal-savings-rate-dropped-8-5-early-1980%e2%80%99s-today/ http://settlementmax.com/blog/u-s-personal-savings-rate-dropped-8-5-early-1980%e2%80%99s-today/#comments Tue, 17 Nov 2009 17:19:59 +0000 Power User http://settlementmax.com/blog/?p=444 http://settlementmax.com/blog/u-s-personal-savings-rate-dropped-8-5-early-1980%e2%80%99s-today/feed/ 0 There’s No Maximum Interest Rate. CC companies state in card holder agreements that they can change your rate without notice http://settlementmax.com/blog/theres-maximum-interest-rate-cc-companies-state-card-holder-agreements-change-rate-notice/ http://settlementmax.com/blog/theres-maximum-interest-rate-cc-companies-state-card-holder-agreements-change-rate-notice/#comments Tue, 17 Nov 2009 17:12:13 +0000 Power User http://settlementmax.com/blog/?p=436 http://settlementmax.com/blog/theres-maximum-interest-rate-cc-companies-state-card-holder-agreements-change-rate-notice/feed/ 0 The average person seeking a credit counselor carries a balance on two credit cards http://settlementmax.com/blog/average-person-seeking-credit-counselor-carries-balance-two-credit-cards/ http://settlementmax.com/blog/average-person-seeking-credit-counselor-carries-balance-two-credit-cards/#comments Tue, 17 Nov 2009 17:08:45 +0000 Power User http://settlementmax.com/blog/?p=432 http://settlementmax.com/blog/average-person-seeking-credit-counselor-carries-balance-two-credit-cards/feed/ 0 Credit card companies earned $55.2B in fees in 2006, up from $54.8B the year before (according to R.K. Hammer) http://settlementmax.com/blog/credit-card-companies-earned-55-2b-in-fees-2006-54-8b-year-before-according-r-k-hammer/ http://settlementmax.com/blog/credit-card-companies-earned-55-2b-in-fees-2006-54-8b-year-before-according-r-k-hammer/#comments Tue, 17 Nov 2009 17:06:03 +0000 Power User http://settlementmax.com/blog/?p=428 http://settlementmax.com/blog/credit-card-companies-earned-55-2b-in-fees-2006-54-8b-year-before-according-r-k-hammer/feed/ 0 Very Few Pay Their Cards Off. There are 35 million Americans who only pay the minimum payment on their credit cards http://settlementmax.com/blog/few-pay-cards-35-million-americans-minimum-payment-credit-cards/ http://settlementmax.com/blog/few-pay-cards-35-million-americans-minimum-payment-credit-cards/#comments Tue, 17 Nov 2009 16:58:14 +0000 Power User http://settlementmax.com/blog/?p=423 http://settlementmax.com/blog/few-pay-cards-35-million-americans-minimum-payment-credit-cards/feed/ 0 The average rate for standard bank credit cards is around 19% http://settlementmax.com/blog/average-rate-standard-bank-credit-cards-19/ http://settlementmax.com/blog/average-rate-standard-bank-credit-cards-19/#comments Tue, 17 Nov 2009 16:54:20 +0000 Power User http://settlementmax.com/blog/?p=418 http://settlementmax.com/blog/average-rate-standard-bank-credit-cards-19/feed/ 0 Interest rates on department store cards can be as staggering as 33% http://settlementmax.com/blog/interest-rates-on-department-store-cards-staggering-33/ http://settlementmax.com/blog/interest-rates-on-department-store-cards-staggering-33/#comments Tue, 17 Nov 2009 16:51:15 +0000 Power User http://settlementmax.com/blog/?p=415 http://settlementmax.com/blog/interest-rates-on-department-store-cards-staggering-33/feed/ 0 84% of college students have credit cards http://settlementmax.com/blog/84-college-students-credit-cards/ http://settlementmax.com/blog/84-college-students-credit-cards/#comments Tue, 17 Nov 2009 16:45:25 +0000 Power User http://settlementmax.com/blog/?p=411 http://settlementmax.com/blog/84-college-students-credit-cards/feed/ 0 Over 173 Million Americans own at least one credit card http://settlementmax.com/blog/173-million-americans-own-credit-card/ http://settlementmax.com/blog/173-million-americans-own-credit-card/#comments Tue, 17 Nov 2009 16:42:13 +0000 Power User http://settlementmax.com/blog/?p=408 http://settlementmax.com/blog/173-million-americans-own-credit-card/feed/ 0