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	<title>SettlementMax - Financial Freedom&#187; Avoid using your credit card during the holiday season &#8211; SettlementMax &#8211; Financial Freedom</title>
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		<title>Avoid using your credit card during the holiday season</title>
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		<pubDate>Tue, 08 Dec 2009 19:36:24 +0000</pubDate>
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				<category><![CDATA[Tips]]></category>
		<category><![CDATA[christmas]]></category>
		<category><![CDATA[credit]]></category>
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		<description><![CDATA[It’s the holiday season, the biggest shopping season of the whole year.  It’s this time that many Americans end up with thousands of dollars in credit card debt they cant afford to pay back.  Here are some reasons to avoid using your credit card while shopping for the holidays.

If you have a debt on your credit card now, you will only be adding to it.  You will spend more money with a credit card because there is no physical sign telling you to stop spending.  Try to avoid using your credit card and use some cash you have put aside for holiday shopping.  You will pay more with a credit card as well because you pay interest on balance...]]></description>
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